Custom Funding Solutions
Empowering Your Company's Financial Journey
Equipment Financing is available for any business seeking to leverage equipment or acquire pieces of equipment. The most common industries are manufacturing, transportation, construction, and asset-intensive industries.
Expand a current location, finance management and partner buyouts, refinancing of existing debt, or unlocking cash from existing equipment to meet working capital needs.
1) Multifamily Property Loans
2) Owner and Non-Owner Occupied Loans
3) Bridge Loans
4) Residential Investment Property Loans
5) Senior Housing Financing
Inventory Financing is available for both commercial and retail businesses seeking to obtain a line of credit tied to inventory.
Funding available in conjunction with accounts receivable or as a stand alone working capital facility.
1) SBA 504 - For owner-occupied Real Estate and can be used to purchase a building, finance ground-up construction or building improvements, or purchase heavy machinery and equipment.
2) SBA 7(a) - Used to refinance existing debt, working capital, purchase inventory, buy out a partner, or purchase commercial Real Estate.
3) SBA Express - a streamlined method to obtain SBA-backed financing for loans and lines of credit up to $350,000. This program can be used for working capital, to refinance existing debt, purchase inventory & equipment, and purchase Commercial Real Estate.
Cash Flow Based Term Loans can be funded as quickly as 24 hours. These are advances against future revenue, as well as loans that are considered using historical cash flow. For both strong and weak credits.
Both personal and business lines of credit are available. Same day approvals and next day fundings for qualified businesses.
1) Leverage your qualified score to obtain 0% interest for 6-18 months to get your business off the ground. $50k-$500k. No restrictions on the use of funds.
Leverage your FICO score to earn 0% interest on credit lines for 6-18 months. Refinance high interest payments. $50k-$250k+
Leverage your business credit for 0% interest credit lines for the first 6-18 months. There are no restrictions on the use of funds. $50k - $5mm
For physician groups, skilled nursing, assisted living, memory care, dialysis centers, and other healthcare providers collecting payments from Medicare, Medicaid, and other third-party insurers. Healthcare facilities and providers use this type of accounts receivable factoring to cover payroll and expenses.
Medical factoring is almost exclusively done by companies that specialize in this type of accounts receivable factoring and works well with other types of fixed asset financing including the SBA 7a and 504.
We specialize in receivables factoring for growing companies that do not have access to traditional financing sources with a dedicated, in-house funding team.
We offer various structures, including full turn receivable financing, where all your invoices are considered for funding, and programs allowing you to choose which customers and invoices you would like funding on.
International accounts receivable programs are available to businesses selling goods or providing customer services abroad.
Owner-operators, fleets, and brokers can use freight bill factoring programs at competitive rates and terms. We understand that transportation companies work with compressed margins and need aggressive working capital rates.
We have flat rate programs without complicated fee schedules, which make it easy to understand what you are paying for financing.
Allows contractors to receive funds after submitting approved progressive billings/applications for payment.
Construction factoring is ideal for specialty trade contractors including electricians, plumbers, HVAC contractors & general contractors self-performing demolition, drywall, and other structural construction.
CPA
Partnering with BBY Capital helped me look like a rock star with my clients who were looking for funding. Thank you!
Assistant to CEO
I found Bruce on LinkedIn. He said he was doing invoice buyouts. He sent me one checklist with everything he needed. It was so simple. Thank you!
Italian Restaurant Owner
Very much recommend BBY Capital. They moved on time and kept me up to speed all the way up until funding. Thanks to the buyout I was able to fund two huge projects I would've missed out on.
Oil Rigging Corp
Waited 7 months before I called Bruce. We have multiple entities that needed funding. We started with 1 and then I brought on 4 more companies and we couldn't be happier.
Sushi Restaurant Owner
I needed equipment for my restaurant and BBY Capital helped me get what I needed at an awesome rate. We ended up getting more than we needed which ended up being a huge help.
Non Profit for Teachers
You helped us save our teachers jobs. We employ over 75 teachers. We would highly recommend BBY to anyone who may be looking for funding.
We start with a discovery call. After the call, we'll send you an application to complete and collect paperwork from you (Tax Returns, Bank Statements, Aging Reports, Purchase Orders, etc). After that, we submit your documents to find the best deal with our network of lenders.
We will do our best to earn your business and give you the most competitive rates we find. We can usually match any written funding offer.
You never pay any fees until you get funded. The rule of thumb we use around our office is: "Fast money ain't cheap, and cheap money ain't fast". Well qualified businesses get the best rates.
Combined, our team has over 10 years in the Alternative Funding industry.
We are able to get offers for 92% of applications we receive. The discovery call is the best way for us to determine if/how we can help.
We won't waste time if we don't think we can help. We have a vast network of service providers we can connect you with so you can still get value from working with us.
Yes. We have many different refinance options if you are not happy with your current rate/situation.